Talk:Elixir Collector/Home Village/@comment-26083858-20150207025914/@comment-2170536-20150207053410

Correct, but you need to keep reading. The loot penalty isn't mentioned in the Storages, Town Hall or Clan Castle sections either.

At the end, it gives a sample calculation of all four sources, and then says:

These figures are before the loot multiplier is applied. The loot multiplier is what is behind the loot "penalty". The amount of available loot = calculated loot x loot multiplier.